Category: Credit Repair

I’ve never thought of myself as much of a handyman. Usually, I pay for things to be done around the house. Bring on the power of reality television!
My wife decided we were going to remodel our bathroom. At first I was apprehensive. AND I thought it would be totally cost prohibitive.
Enter StockBlowout.com - the best […]

We’re always on the lookout for honest, reputable companies - so when we find a good one, we like to pass them along via our blog. OvationLaw.com fits the bill (besides having a great website).
OvationLaw.com works on Credit Report Repair and even offers a same day service (meaning they will start working on your file […]

There are an overwhelming number of credit repair services out there. Unfortunately, many of them are out to make a quick buck and aren’t genuinely interested in fixing your bad credit. RMCN (RepairMyCreditNow.com) embodies an honest approach to credit repair - and it shows. They have a large number of satisfied customers and they are […]

Settling some old debts can actually harm your credit score. Here’s how to do the right thing the right way.
Cynthia worked hard to improve her credit scores. She was careful to pay her bills, including an auto loan and a credit card, on time every month. Finally, in December 2004, she decided to pay off […]

1. No new debt, you do not want to inquire any new debt during this process as it will only make paying your current debt off even more difficult.
2. Having to many inquiries on your credit report can lower your score, so during this process don’t apply for any credit or allow anyone to run your credit […]

Bankruptcy information can be reported for 10 years.
Information about a lawsuit or judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer.
Information reported because of an application for a job with a salary of more than $75,000 has no time limit.
Information reported because of an […]

The truth is, you can help yourself re-build a better credit record. Start by contacting your creditors when you realize that you cannot make scheduled payments. If you need help working out a payment plan and a budget, contact your local credit counseling service. These non-profit groups offer credit guidance to consumers, and their services […]

Some credit repair schemes promise you that they can “hide” bad credit by helping you to establish a new credit identity. If you pay a fee for such a service, the company may direct you to apply for an Employer Identification Number (EIN) from the Internal Revenue Service, and to use the EIN in place […]

If a credit repair company tells you that it will be able to remove negative information from your credit report, the company is not telling you the truth. Accurate information which is within seven years of the reporting period, or ten years if the information relates to a bankruptcy, cannot be erased from a credit […]

Experian

Experian
Consumer
Assistance
Center
P.O. Box 2002
Allen, TX 75013-20021-888-397-3742 
Trans
UnionTransunion Consumer Relation
P.O. Box 1000

Chester, PA 
190221-800-888-4213             
EquifaxInformation ConsultantEquifax Credit Information Services. LLC
P.O. Box  740250

Atlanta, GA
30374-02501-800-685-1111